ELLABY POLLARD LIMITED CLIENT PROPOSITION

Planning your personal finances effectively can be difficult and time-consuming. There are many factors to be taken into account and the range of alternatives can often be very confusing.

Just as our business never stands still, so our clients� needs are constantly changing. We offer a cradle-to-grave approach that evolves as individual circumstances and financial requirements change. It is a continual process, dealing with individuals of all ages and families from one generation to the next.

Whilst we are able to focus on one need or area of financial planning, when given the opportunity, we believe it is important to take a holistic approach and integrate all areas of advice including protection, retirement, investment and tax planning. Ellaby Pollard will then create an overall strategy that is tailored to your specific circumstances and goals, with the objective of achieving your vision of financial independence.

Initial Assessment

The initial assessment allows us to ascertain where your aspirations lie, enabling us to develop a thorough understanding of your personal financial circumstances. We will assist you in identifying specific needs, whilst at the same time defining your ongoing capital and income objectives and establishing your risk and return expectations. This assessment will enable us to construct an appropriate, asset allocation strategy that takes account of your own attitude to investment risk and the taxation issues that you face.

Planning

Using our practical experience and broad range of resources to review your current situation, we are able to assess and analyse what plans you currently have in place. We can then help you to further understand what additional steps need to be taken to achieve your financial objectives.

Ongoing Support

It is important that your finances continue to evolve, along with your changing circumstances, financial commitments and aspirations. We will agree a review process appropriate to your own personal circumstances. This will ensure that you fully understand the level of risk that you are taking with your portfolio as markets develop and whether or not the strategy adopted is still suitable, taking account of changing legislation and taxation.